What is Curb Appeal in Real Estate and how it makes a difference to us as Real Estate investors.   What a difference it is that sometimes you drive to a home and park your car and are vowed by the majesty and the appeal of the property, without even stepping inside. This feeling of excitement and vow when you have not even entered the property is called 'Curb Appeal'.  ...Read More

 In this write-up, we will discuss everything involved in placing an offer to purchase a Real Estate property, the various elements of an offer and the outcomes that can happen in a Real Estate negotiation.  You pass through steps to research and find properties which meet your family goals and investment aspirations, and finally, you find one and are ready to place an offer to purchase....Read More

In this write-up, we will discuss everything about bridge loan and how it works for the smooth coordination of purchase/sales in Real Estate. Bridge Loan is an excellent tool to smoothen the process of completing your home purchase when you are still waiting to close the sale of your existing home. As the name suggests, it gives us a bridge to funds which we need to close our new purchase. It wo...Read More

In this write-up, we will discuss Land Transfer Tax in Ontario and how it is calculated with an example. Land transfer tax is the biggest component in the closing costs when we purchase Real Estate and it is imperative for us to understand what it involves.  When a property exchanges hands in Ontario, Land Transfer Tax is paid to the government at the time to title registration or transfer o...Read More

In this write-up, we will discuss the tax implications in Canada when we talk about Real Estate Investments. If we are making our investment as a rental cashflow property, how the rent revenue is treated and the expenses which we incur are viewed to maintain the property. When we decide to buy an investment property, we need to understand what and how are the tax rules impacting us.  Let us ...Read More

In this write-up, we discuss the most important things to keep in mind when as we prepare ourselves as a Home Seller and before we list a property for sale. These tips will ensure you do a great job in the sale and everything goes smoothly and you get what the property deserves. Selling a home is a project which if planned and executed right can reap the benefits by allowing us to sell the proper...Read More

In this write-up, we discuss what exactly Home Inspection in Real Estate is, what is generally covered in the inspection process and how critical it is for a new home buyer.   The importance of Home Inspection in the process of buying/selling a home cannot be undermined. A Home Inspector will ensure to verify that the systems and the foundations of the home are free from critical damage...Read More

In this write-up, we will try to get clarity around one excellent instrument for First Time Home Buyers given by the Government of Canada. This is Home Buyers Plan.  This excellent program of Home Buyers Plan often gets ignored due to poor planning around first home purchase. If you are a first time home buyer government provides RRSP withdrawal plan (Home Buyers Plan – HBP), this with...Read More

In this write-up, we will discuss fundamentally how leasing and buying differ and what we should keep in mind to decide the best options for us. We will objectively try to review the pluses and minuses of both of these. In order for evaluating leasing vs owning we will try to be as objective as possible to answer the question by discussing all arguments on buying vs renting and weighing the optio...Read More

In this write-up, we will discuss the concept of leverage in Real Estate Investments and how Real Estate investments outshine other forms of investments. What does Leverage mean in Real Estate Investments?  The two most important concepts which make Real Estate investments stand out are Leverage and Capital Gains Exemption. Homeownership is often referred to as opening up a mandatory saving...Read More